Posts tagged Insurance
How to Minimize Employee Job Stress

Stress in the workplace can pose a significant threat to the health of a company's employees and business in general. In fact, studies show that 75 percent of all employees believe that job stress has increased in recent years, and 25 percent of employees consider their jobs to be the most stressful aspect of their lives. Stress resulting from problems at work is at fault for more health problems than any other stressor, including family issues and financial concerns.

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Protect Your Home While You Are Away

Home sweet home . . Did you know that most burglaries occur during daylight hours when victims of burglary are either at school or work? Data from the FBI's Uniform Crime Reporting (UCR) Program in 2015 shows that an average property loss accounted for $2,316 per break in. With an estimated 1,579,527 acknowledged housebreaks, victims suffered over $3.6 billion in property losses. Although that number has decreased by 0.6 percent from 2015 to 2016, these numbers do not account for any additional psychological costs to the homeowners.

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Steps to Take After a Car Accident

We’ve all been there – you stop too soon or not soon enough, you check your mirrors but a car is in your blind spot…you’ve just been in a car accident. When this happens, where do you start?

Research shows that an estimated 10 million vehicle accidents happen in the US annually ranging from small fender benders to totaling collisions. Here’s the good news: we’ve put together the steps to take in the event that you have a collision.

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How to Reduce Risks with Wearable Technology

Trees are a great way to enhance your property and add shade but they need consistent care over time to ensure their continued health, proper conditions for growth and to prevent hazardous conditions that threaten surrounding property. Proper tree care and maintenance is the key to preventing loss and maximizing the value of your home.

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Types of Insurance Small Business Owners Should Have

Starting a business is a life-changing decision. It requires a lot of time, money and effort. Protect your investment and give yourself peace of mind with business insurance. There are many different types of insurance small business owners should consider purchasing. The type and amount purchased will depend on your business. Below are a few of the most important types to consider.

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Protect Yourself From Identity Theft

Identity fraud is one of the fastest growing types of white-collar crime in the U.S. It can be devastating, by affecting not only your name and reputation, but your ability to secure credit, and by compromising your medical or financial history, and in some cases your assets. When your identity is stolen, it usually takes a fair amount of time and money, and a considerable amount of frustration, to make sure the fraud is contained and you don’t suffer any more adverse consequences.

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Business Continuity – What It Means To You

When disaster strikes, the key to recovery is planning. A business continuity plan (BCP) can help your company recover quickly from any catastrophe. By reviewing all possible risks and hazards, a BCP outlines the procedures that enable your organization to continue to deliver products and services, while minimizing the cost to your company’s bottom line.

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Benefits of Weight Loss and Lifestyle Changes

It is common for people who want to lose weight to try losing large amounts in a short amount of time. In a fast-paced society where there is a high demand for instant results and services, people expect the same when it comes to losing weight. However, losing weight the healthy way does not work like that.

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What is Annual Enrollment?

In the insurance industry, 'annual enrollment' refers to the period every year where individuals can sign up for an insurance plan with no discrimination or reduced discrimination against pre-existing conditions, or reduced or non-existent medical underwriting. Insurance companies limit open enrollment to specific times every year in order to protect themselves and everyone else enrolled in their plans against adverse selection, which is the tendency of healthy people not to sign up for insurance until they actually have a claim.

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Employers Are Sweetening 401(k) Incentives

Access to retirement plans is a key differentiator in the marketplace for top employee talent. If you are counting on your company 401(k) plan to be an asset in helping retain the best talent and to compete against other employers for the services of the workers that are critical to helping your company function, it may be time to take a look at your plan and ensure it's still competitive with those offered by competing employers.

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Workplace Safety Update: Crisis Communication Plans

When you began your business, you had a detailed plan for success. As time went on, you planned ahead for growth and expansion.  Along the way, a crisis or unexpected event is bound to happen.  What is your plan of action in time of crisis? In today’s world of instant information and Internet rumors, every business must have an emergency communication plan in place – before disaster strikes.

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